Company

Direct, practical funding from people who decide.

Cashbook Finance is an FCA-registered, UK-based invoice finance and factoring company, supporting businesses with practical funding designed to improve cash flow, strengthen working capital, and create room to grow.

0
Funding clients since
£10k–£1m
Facility size
London SE1
Hay's Galleria
FCA782472
Registered & regulated

How we support businesses

We believe reliable cash flow is
essential to every business —
so we built a simpler way to
unlock the money you've
already earned.

Funding built around your business

Even profitable companies can feel the squeeze when customers take longer to pay, costs arrive before income, or growth creates fresh demand for stock, staff and equipment. We reduce that pressure by unlocking the value held in unpaid invoices — giving you faster access to money you have already earned.

Some businesses need short-term support to bridge a working-capital gap; others need ongoing funding for expansion, larger orders or seasonal demand. We take time to understand each client's position, challenges and goals before recommending a solution — never one-size-fits-all.

A client-focused approach

Our approach is built on long-term relationships, transparency and trust. Finance should be straightforward, practical and easy to understand — which means clear communication, honest guidance and real support throughout.

We take pride in understanding the specific pressures our clients face and delivering finance that helps them operate with greater confidence. From the first conversation to ongoing support, our focus is on making invoice finance and bridging simple, accessible and genuinely useful.

Helping businesses move forward

In a competitive market, access to dependable cash flow can be the difference between standing still and taking the next opportunity. We help businesses release cash from unpaid invoices, soften the impact of late payments, and create the flexibility needed to grow.

We are committed to a professional service built on integrity, responsiveness and attention to detail — not just providing funding, but helping you manage cash flow and make stronger financial decisions.

What we offer

A focused suite of funding solutions.

Facilities generally range from £10,000 to £1 million and are tailored to each client'scircumstances — never a one-size-fits-all product. Most are in place in as little as 48 hours.

Recruitment & staffingWholesale & distributionProfessional servicesFacilities managementPrint & packagingHealthcareConstruction
ManufacturingImport & exportLogistics & transportEngineeringSecurity & cleaningFood & beverageTechnology & mediaAgriculture
How we work

A clear route from first conversation to a workable facility.

The purpose of the process is not to force every enquiry into a product. It is to establish the commercial need, test whether the proposed structure is suitable and explain the next decision clearly.

01

Initial fit

We clarify the timing gap, facility objective, amount required and the route by which the funding will be repaid.

02

Information review

Relevant invoices, debtor quality, trading history, contracts, management information or property details are reviewed.

03

Structure and terms

Where there is a credible fit, the proposed facility, indicative pricing, conditions and responsibilities are explained.

04

Onboarding and funding

Subject to approval, documentation and any required checks, the facility is put in place and the ongoing process is agreed.

What we normally assess

  • The underlying commercial transaction and funding purpose
  • Invoice, customer, contract or property quality
  • Trading history, concentration and existing finance
  • A credible repayment or exit route
  • Whether the facility remains suitable under realistic pressure
At a glance

Cashbook Finance, in brief.

Founded / operating since2019
HeadquartersHay's Galleria, London SE1
SpecialismsInvoice finance, factoring and short-term business funding
ProductsInvoice finance · Invoice discounting · Factoring · Timesheet finance · Selective / single invoice · Bad-debt protection
Funding facilitiesTypically £10,000 – £1 million
SpeedFunding in as little as 48 hours
Typical eligibility£50,000+ annual turnover · 6+ months trading · UK-registered, invoicing other businesses on credit terms
Sectors servedHealthcare, recruitment & staffing, wholesale & distribution, manufacturing, import & export, construction, logistics & transport, engineering, professional services, facilities management, security & cleaning, food & beverage, print & packaging, technology & media, and agriculture
Company number10723098

Committed to supporting the growth of British business — one invoice at a time.

What we stand for

A funder that's refreshingly direct.

Integrity

Honest guidance and clear terms. If a product isn't right for you, we'll say so.

Responsiveness

Indicative terms quickly and decisions in days — you deal directly with a director.

Flexibility

Facilities shaped around your sector, your customers and the way you actually trade.

Partnership

Long-term relationships built on transparency and trust, not a hard sell.

Our commitments

Finance done responsibly.

We're an FCA-registered UK lender, and we work the way we'd want a funder towork with us clearly, honestly, and with your interests in mind.

Regulated & accountable

Registered with the Financial Conduct Authority (Reg. 782472) and incorporated in England & Wales (company no. 10723098), funding UK businesses since 2019.

Transparent pricing

Two simple components — a service fee and a discount charge — agreed in plain terms before you sign. No hidden costs and no surprises.

Responsible, suitable lending

We only proceed when a facility genuinely fits your business. If invoice finance isn't the right answer, we'll say so — and point you in a better direction.

Your data, protected

Your information is handled securely and in line with UK data-protection law. See our privacy policy for the detail.

ICORegistered with the ICO
Reg. ZB545200
Leadership

Led by people you'll actually speak to.

EBEndrit Beqaj

Endrit Beqaj

Director & CEO

An experienced executive director with a banking and credit-risk background, leading the firm's lending decisions.

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BLBjorn Laku

Bjorn Laku

Director & CMO

A business development executive with a Big Four consulting background, leading brand, marketing and growth.

View full profile
Verify before you send documents

Use the published Cashbook details.

Do not send identity documents, bank statements or sensitive files to an unexpected address. Use the secure portal route or verify the request first.

  • Published telephone: 020 3239 0699.
  • Normal email domain: cashbookfinance.co.uk.
  • FCA registration: 782472.
  • Cashbook will not ask you to bypass secure upload routes for sensitive documents.
Get in touch

Want to understand your options?

Speak with our team or arrange a free, no-obligation consultation.info@cashbookfinance.co.uk or 020 3239 0699

Get an indicative quote Talk to us