The exit is vague
A sale or refinance route should be specific enough to underwrite, not a hopeful statement.
Lending judgement
What slows down bridging completion.
Speed is earned before completion. A bridge slows down when title, valuation, legal response or exit evidence is weak.
Operator notes
What serious borrowers should fix first.
Use this before applying. If the weak point is obvious, solve it before asking for terms.
The title or valuation raises questions
Legal defects, access issues, planning uncertainty or stale valuation evidence slow the file.
The LTV leaves no margin
If the facility only works at an optimistic value, the deal is fragile before it starts.
Next step